Our Growth Portfolio
New clients, previously with a rag-bag of holdings, and too many dud funds, have had portfolios transformed into something with a clear purpose and structure with the help of our models.
They might help you reflect on the funds you’ve accumulated over years (whether portfolio, pensions/SIPP, or PEP/ISAs), and provide a template for putting together a portfolio, perhaps for a SIPP. But base your selection on sound principles that work in the long term, and you shouldn’t go too far wrong.
We have two models. One of which is our Growth Portfolio, detailed below, which meets the objective of most investors. It is based around our particular version of the “age guide” and organised around risk buckets. Details of our Income Portfolio are given in our TopFunds guide. Please contact us if you wish to obtain a copy.
Growth Model
Our model is designed for a 50 year old, whose objective is growth, and who is comfortable with medium risk investments. Following the age guide the portfolio therefore has 50% in lower risk investment. Being for growth it is aimed at the majority of investors e.g. about two-thirds of those who hold corporate bond funds do not take income, and have a growth objective.
| Fund |
Monthly Risk
|
Sector |
| LOW (50%) |
|
|
| Insight Absolute Insight |
0.6%
|
Absolute Return
|
| M&G Corporate Bond |
2.5% |
Corporate Bond
|
| Standard Life Global Absolute Return |
3.1%
|
Absolute Return
|
| Henderson Sterling Bond |
5.3%
|
Corporate Bond
|
| Newton Real Return |
4.4% |
Absolute Return
|
| MEDIUM (40%) |
|
|
| Artemis Income |
8.7% |
UK Equity Income |
| Newton Higher Income |
9.0% |
UK Equity Income |
| Newton Asian Income |
8.5% |
Asia excluding Japan |
| First State Asian Pacific Leaders |
9.2% |
Asia excluding Japan |
| HIGH (10%) |
|
|
| Jupiter India |
9.9% |
Specialist |
| Axa Framlington Emerging Markets |
10.4% |
Global Emerging |